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HRM CA | 09 Jun 2015, 08:00 AM Agree 0
A leading labour lawyer has publicly criticised the practice but concedes there’s nothing illegal about them.
  • Patricia | 09 Jun 2015, 05:01 PM Agree 0
    A former colleague once told me that just because something is legal doesn't make it right. I have never forgotten those words and am frequently reminded of it in my practice of human resources.
  • Joanne Melanson | 10 Jun 2015, 06:10 PM Agree 0
    I agree with Ms. Sheikh. There is no basis or value to making a credit check a broad-stroke hiring practice. A criminal record check is often necessary as a precaution, for example a financial fraud conviction would not bode well for an employee who has access to money or funds manipulation - that makes sense. We would not hire a known pedophile to work with children. However, there are many reasons that contribute to a less-than-stellar credit situation, often temporary, i.e. divorce, illness, unemployment, identity theft, etc. What about Privacy? Unless a person's credit issues are causing more serious problems that affect their employer, it is nobody's business! Re: Lisa Murphy's comment "Temptation to commit unethical acts" - really? This comment seems to paint everyone as a possible unethical Thief, and says more about her own character than anything else. Also, many gainfully employed people experience life situations or problems that damage their credit (again, usually temporary). Should the employer learn or have access to that information? Would Ms. Murphy suggest we fire them, or deem them 'unemployable' ?
  • Brent MacKinnon | 15 Jun 2015, 03:36 PM Agree 0
    A credit check (history and score) reflects an individual's personal financial management. So unless good financial management skills are a bona fide requirement for the role (such as someone at a bank or someone who handles cash) then there is no point to a credit check for employment. It just becomes unnecessary snooping!
  • Claire | 20 Jan 2017, 11:02 AM Agree 0
    The question now is what can we do to APPEAL and pressure the government in Canada to remove credit checks pre-employment.

    It's ridiculous to even throw the notion out there that just because someone has a bad credit it means the chances of them stealing are higher. That's absolutely false and there is no valid data to support that theory.

    I'm sorry but A LOT OF people have bad credit in poor economic times (like defaulting on student loans because you can't find a job after collecting $XXX in student loans).

    You NEED a job in order to pay your bills. I don't see how a bad credit score will impact your ability or your work ethic.

    For example in my situation. I have bad credit (300 - something). I defaulted on my credit cards, a credit line and my OSAP.

    I've been suffering from severe depression and haven't been employed for 2 years. But I did work small jobs here and there while in college for the past 2 years but it wasn't enough to cover all expenses. I come from a single home family since I was a child (so I never got to save money because I always had to take care of all and every one of my expenses).

    Now that my stepfather is splitting from my mom, I have an even higher financial burden of having to work to pay rent, groceries, gas since my mother and younger brother will not be getting enough if any financial support from the stepfather.

    I've been pushing myself to overcome the lows of depression and I've been trying for the past 6 months to get a job in my field, except no one hires or is interested unless you have 2-3 years of experience. So now I'm just working P/T at a retail store, until I get F/T job or hours or higher position with higher pay.

    Alternatively, I have the work history and experience in Customer Service + Accounting Diploma to be able to work in the Bank which is just a 2-minute walk from my home but because of my credit score, I will most likely be rejected based on that since it is in their employment process to check credit score.

    I will try, because who knows, maybe they will accept me. But it's really a sad thought, that a lot of things are a catch 22-vicious cycle.
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